Privacy Policy

Perspicosm provides this Privacy Policy to explain our practices regarding the collection, use, disclosure, and protection of information that apply to our Service, as well as your choices regarding use of information. Capitalized terms that are not defined in this Privacy Policy have the meaning given them in our Terms of Use. By using our Service, you consent to the data practices prescribed in this statement.

Perspicosm is committed to protecting individual privacy and securing the personal information made available to us when you visit perspicosm.com, as well Perspicosm pages on other sites (such as official Perspicosm profiles on social networks).

This privacy policy describes what information is made available to the Perspicosm and third parties when you visit Perspicosm.com or official Perspicosm pages on other sites, and how the Perspicosm uses and stores that information.

If you have questions about this policy or suggestions for its improvement, please let us know. You can contact us at support@perspicosm.com

We will, in our sole discretion, revise or update this policy if our practices change, or as we develop better ways to keep you informed about them. You should refer back to this page often for the latest information and the effective date of any changes. If we decide to change this policy, we will post a new policy on our site and change the date at the bottom. Changes to the policy shall not apply retroactively.

What Information Is Collected?

Personally Identifiable Information : We collect Personally Identifiable Information (as defined below) only when you provide such information directly to us in connection with the Service. We ask for Personally Identifiable Information when you register for a User account with the Service, or if you correspond with us (in which case we will also retain our responses). We may also retain any messages you send through the Service, and may collect information you provide in User Content you post to the Service. We may receive Personally Identifiable Information about you from third parties. For example, if you access our websites or Service through a third-party connection or log-in, for example, through Facebook Connect, etc., that third party may pass certain information about your use of its service to Perspicosm. If you reside or are located in the EEA, it can also include your IP address or device identifier. This information could include any information that you have permitted the third party to share with us, and any information you have made public in connection with that service. You should always review, and if necessary, adjust your privacy settings on third-party websites and services before linking or connecting them to our websites or Service. "Personally Identifiable Information" means any information that may be used to identify an individual, including, but not limited to, a first and last name, home or other physical address, an email address, phone number or other contact information. By using paid aspects of the Service, you may be required to share billing and payment information with our third-party payment processor, and you expressly agree to the use of your billing and payment information by any such third-party payment processor.

Non-Personally Identifiable Information : We also collect and use information about your interactions with the Service in a manner and format that does not identify you as an individual ("Non-Personally Identifiable Information"). We may collect, use, and disclose the following types of Non-Personally Identifiable Information:

Analytics information : We use third-party analytics tools to help us measure traffic and usage trends for the Service. These tools collect information sent by your browser as part of a web page request, including the web pages you visit, your browser add-ons, your browser's width and height, and other information that assists us in improving the Service. We may collect and use this analytics information together with your Personally Identifiable Information to build a broader profile of our individual Users so that we can serve you better.

Cookies information : When you visit the Service, we may send one or more cookies - a small text file containing a string of alphanumeric characters - to your computer that uniquely identifies your browser and lets Perspicosm help you log in faster and enhance your navigation through the site. A cookie may also convey information to us about how you use the Service (e.g., the pages you view, the links you click and other actions you take on the Service), and allow us or our business partners to track your usage of the Service over time. A persistent cookie remains on your hard drive after you close your browser. Persistent cookies may be used by your browser on subsequent visits to the site. Persistent cookies can be removed by following your web browser's directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Service may not function properly if the ability to accept cookies is disabled.

Log file information : Log file information is automatically reported by your browser each time you access a web page. When you use our Service, our servers automatically record certain log file information. These server logs may include anonymous information such as your web request, browser type, referring / exit pages and URLs, number of clicks and how you interact with links on the Service, domain names, landing pages, pages viewed, and other such information.

Clear gifs/web beacons information : When you use the Service, we may employ clear gifs (also known as web beacons) which are used to anonymously track the online usage patterns of our Users anonymously. In addition, we may also use clear gifs in HTML-based emails sent to our Users to track which emails are opened and which links are clicked by recipients. The information allows for more accurate reporting and improvement of the Service.

Children

Perpicosm obtains the consent of the educator, parents or holders of parental authority and/or of the Child according to the age of the Child, under the conditions laid down by the Computer Regulations and Freedoms: Under 15 years, the European law «Data processing and Freedoms» requires the collection of the joint consent of the child and the holder of parental authority. When the child reaches the age of 15, company must re-obtain the child’s consent.

Perpicosm does not knowingly collect Personally Identifiable Information from anyone under the age of 15 without supervision and controle of a designed educator or holders of parental authority. Company doesn’knowingly allow persons unter the age of 15 to register as Users. In the event that we learn that we have collected personal information from a User under age 15 without consent of educator or parental consent, we will delete that information as quickly as possible.

Cookies and Web analytics

By accessing the Perspicosm website, certain information, such as Internet protocol (IP) addresses, navigation behaviour through the website, the device or network used and the time spent, along with other similar information, will be stored on Perspicosm servers. The Web analytics remarketing tools used in this website work by inserting a tracking code in webpages in order to collect certain data on visitors. Web analytics tools use cookies, which are tiny text files sent to your browser when you visit a website. You can refuse the use of cookies by selecting the appropriate settings in your browser (please note that if you do this you may not be able to use the full functionality of this website). Some service providers may also allow you to opt out of their use of cookies for advertising purposes (e.g. Google Ad’s Settings page).

Use of the data collected

This data is used for aggregate reporting purposes, to analyze the use of the site, improve visitors’ online experience and allow Perspicosm or other entities to serve you with relevant new features.

If you provide unique identifying information, such as name, email address, postal address and other information on forms stored on this website, such information will be used only for statistical purposes and will not be published for general access nor disclosed or sold to third parties.

None of this data can be used by Perspicosm or the service provider to identify you.

Personally Identifiable Information : We may use the Personally Identifiable Information we collect or receive to communicate directly with you. We will occasionally email you updates about technology, announce new features, remind you of events, or inform you about other important news. You always have the option to unsubscribe to these messages. We also use your Personally Identifiable Information to send you Service-related emails (e.g., account verification, changes/updates to features of the Service, technical and security notices). You may not opt out of Service-related e-mails.

Non-Personally Identifiable Information : We use or may use cookies, log file, and clear gifs information to: (a) remember information so that you will not have to re-enter it during your visit or the next time you visit the site; (b) provide custom, personalized content and information; (c) to provide and monitor the effectiveness of our Service; (d) monitor aggregate metrics such as total number of visitors, traffic, and demographic patterns; (e) diagnose or fix technology problems; (f) help you efficiently access your information after you sign in; and (h) to provide advertising to your browser or device.

Is The Information Shared or Disclosed?

Personally Identifiable Information : We will not rent or sell your Personally Identifiable Information to third parties outside Perspicosm and its controlled subsidiaries and affiliates without your consent, except as noted below:

Who we may share your Personally Identifiable Information with : We may share your Personally Identifiable Information with third-party business partners for the purpose of providing the Service to you (e.g., email providers, server providers, etc.). Those business partners will be given limited access to the Personally Identifiable Information that is reasonably necessary to deliver the Service, and we will require that such third parties comply with this Privacy Policy.

Who you may choose to share your Personally Identifiable Information with : Any Personal Identifiable Information or content that you voluntarily disclose for posting to the Service, such as User Content, becomes available to the public. If you remove information that you posted to the Service, copies may remain viewable in cached and archived pages of the Service, or if other Users have copied or saved that information. We use a third-party service provider to manage payment processing. By using paid aspects of the Service, you agree to share your billing and other payment information with any such third-party payment processor for the purpose of processing your payments.

What happens to your Personally Identifiable Information in the event of a change of control: We may buy or sell/divest the company, or any combination of its products, services, assets and/or businesses. Personally Identifiable Information such as customer names and email addresses, User Content, and other User information (and Non-Personally Identifiable Information) related to the Service will likely be among the items transferred in these types of transactions. We may also transfer or assign such information in the course of corporate divestitures, mergers, acquisitions, bankruptcies, dissolutions or similar transactions or proceedings.

Instances where we are required to share your Personally Identifiable Information : We will disclose Personally Identifiable Information where required to do so by law or subpoena or if we reasonably believe that such action is necessary to (a) comply with the law and the reasonable requests of law enforcement; (b) to enforce our Terms of Use, or to protect the security or integrity of our Service; and/or (c) to exercise or protect the rights, property, or personal safety of Perspicosm, our Users or others.

Non-Personally Identifiable Information : We may share Non-Personally Identifiable Information, including information obtained through tools such as cookies, log files, and clear gifs (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.): (i) in any manner permitted for Personally Identifiable Information; and (ii) with our third-party business partners. We may also aggregate or otherwise strip data of all personally identifying characteristics and may share that aggregated, anonymized data with third parties.

Updating or Deleting Your Personally Identifiable Information : You have certain rights in relation to your Personally Identifiable Information. You can access your Personally Identifiable Information and confirm that it remains correct and up-to-date, choose whether or not you wish to receive material from us or some of our partners, and request that we delete or provide you with a copy of your personal data by logging into the Site and visiting your user account page. If you would like further information in relation to your rights or would like to exercise any of them, you may also contact us via support@perspicosm.com.

EU Data Subjects

Scope

This section applies if you are an EU data subject (for these purposes, reference to the EU also includes the European Economic Area countries of Iceland, Liechtenstein, Norway and, where applicable, Switzerland).

Data Controller

Perspicosm is the data controller of Personal Data provided to, or collected by or for, our Website and the Service, except User banking informations, but we may act as data processor on behalf of our customers for Personal Data that we process on their behalf when providing the Service.

User banking informations are managed and controlled by the company Stripe and Perspicosm doesn’t have any access to these banking data.

Your Rights

Subject to applicable law, you have the following rights in relation to your Personal Data:

Right of access: If you ask us, we will confirm whether we are processing your Personal Data and, if so, provide you with a copy of that Personal Data along with certain other details. If you require additional copies of the data, we may need to charge a reasonable fee.

Right to rectification : If your Personal Data is inaccurate or incomplete, you are entitled to ask that we correct or complete it. If we shared your Personal Data with others, we will tell them about the correction where possible. If you ask us, and where possible and lawful to do so, we will also tell you with whom we shared your Personal Data so you can contact them directly.

Right to erasure: You may ask us to delete or remove your Personal Data, such as where you withdraw your consent. If we shared your data with others, we will tell them about the erasure where possible. If you ask us, and where possible and lawful to do so, we will also tell you with whom we shared your Personal Data with so you can contact them directly.

Right to restrict processing: You may ask us to restrict or ‘block’ the processing of your Personal Data in certain circumstances, such as where you contest the accuracy of the data or object to us processing it. We will tell you before we lift any restriction on processing. If we shared your Personal Data with others, we will tell them about the restriction where possible. If you ask us, and where possible and lawful to do so, we will also tell you with whom we shared your Personal Data so you can contact them directly.

Right to data portability : Effective 25 May 2018, you have the right to obtain your Personal Data from us that you consented to give us or that was provided to us as necessary in connection with our contract with you. We will give you your Personal Data in a structured, commonly used and machine-readable format. You may reuse it elsewhere.

Right to object: You may ask us at any time to stop processing your Personal Data, and we will do so if we are processing your Personal Data for direct marketing and otherwise. However, if we are relying on a legitimate interest to process your Personal Data and we demonstrate compelling legitimate grounds for the processing we may continue.

Rights in relation to automated decision-making and profiling : You have the right to be free from decisions based solely on automated processing of your Personal Data, including profiling, that produce a significant legal effect on you, unless such profiling in necessary for entering into, or the performance of, a contract between you and us or you provide your explicit consent.

Right to withdraw consent: If we rely on your consent to process your Personal Data, you have the right to withdraw that consent at any time. Withdrawal of consent will not affect any processing of your data before we received notice that you wished to unsubscribe.

Right to lodge a complaint with the data protection authority : If you have a concern about our privacy practices, including the way we handled your Personal Data, you can report it to the data protection authority that is authorized to hear those concerns.

You may exercise your rights by contacting via support@perspicosm.com.

External sites and confidentiality

The perspicosm.com site contains links to external sites. We are not responsible in any way for the content or privacy practices of these sites. We advise our visitors to read the privacy policies and disclaimer clauses of these sites to determine for themselves the precision, accuracy and reliability of the information they contain.

International transfer

Perspicosm may transfer information that we collect about you, including Personally Identifiable Information, to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including Personally Identifiable Information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction, and you consent to the transfer of information to any other country in which Perspicosm or affiliates or service providers maintain facilities and the use and disclosure of information about you, including Personally Identifiable Information, as described in this Privacy Policy.

Other Web Sites and Services

We are not responsible for the practices employed by websites or services linked to or from the Service, including the information or content contained therein. Please remember that when you use a link to go from the Service to another website, our Privacy Policy does not apply to third-party websites or services, including without limitation any third-party payment processors. Your browsing and interaction on any third-party website or service, including those that have a link on our website, are subject to that third party's own rules and policies. In addition, you agree that we are not responsible and we do not exercise control over any third-parties that you authorize to access your User Content. If you are using a third party website or service (like Facebook) and you allow such a third party access to your User Content, you do so at your own risk. This Privacy Policy does not apply to information we collect by other means (including offline) and from other sources other than through the Service.

For more information

If you have any questions or comments about this policy, feel free to write us at support@perspicosm.com